Fundo ★★★★★ 4.7 · Rated by 18,000+ Get

Same day funds
up to $10,0001

Personal loans for when life can't wait.
Real-time approval, subject to eligibility.

Happy Fundo customer
AWARD - WINNING LENDER
Award-winning lender badges

Apply in minutes

Quick application

A simple short form you can complete in about 5 minutes2

Fast loan decision

We give you a decision fast, often the same day

Funds in 60 secs

Fast funds in seconds from contract acceptance3

Safe and secure. Apply in minutes

Ready to Fundo?

I want to borrow ($500 - $10,000)

🤩$2,850
Safe and secure. Apply in minutes
$400M+ funded so far 260+ approved in the past 24 hours $400M+ funded so far 260+ approved in the past 24 hours $400M+ funded so far 260+ approved in the past 24 hours $400M+ funded so far 260+ approved in the past 24 hours
Google rating 4.7 from 18,000+ reviews ProductReview 4.7 from 5,000+ reviews

Trusted by over 150,000 Aussies

Naomi
★★★★★Naomi

We needed the car serviced. Fundo made it quick and easy, with the money the same day.

Grant
★★★★★Grant

My partner's 50th was coming up and we needed extra funds fast. Applying with Fundo was quick and easy.

Pamela
★★★★★Pamela

Fundo was smooth and accessible, so I paid my tuition right away. I love how fast it is.

Rayan
★★★★★Rayan

Fundo was transparent, the application was easy, and I had the funds within the day.

Victor
★★★★★Victor

It was as fast as I'd hoped. I'm very happy and I'll never go anywhere else.

Tracee M
★★★★★Tracee M

Very quick & easy application process. Thorough and informative in assisting you with a successful outcome.

Shane W
★★★★★Shane W

Quick easy process, and repayments very managable, extra credit given for discounting early payouts.

Adrian N
★★★★★Adrian N

It has been great dealing with Fundo. It's quick, it's easy and it's convenient! When paid early, they give you a discount.

Naomi
★★★★★Naomi

We needed the car serviced. Fundo made it quick and easy, with the money the same day.

Grant
★★★★★Grant

My partner's 50th was coming up and we needed extra funds fast. Applying with Fundo was quick and easy.

Pamela
★★★★★Pamela

Fundo was smooth and accessible, so I paid my tuition right away. I love how fast it is.

Rayan
★★★★★Rayan

Fundo was transparent, the application was easy, and I had the funds within the day.

Victor
★★★★★Victor

It was as fast as I'd hoped. I'm very happy and I'll never go anywhere else.

Tracee M
★★★★★Tracee M

Very quick & easy application process. Thorough and informative in assisting you with a successful outcome.

Shane W
★★★★★Shane W

Quick easy process, and repayments very managable, extra credit given for discounting early payouts.

Adrian N
★★★★★Adrian N

It has been great dealing with Fundo. It's quick, it's easy and it's convenient! When paid early, they give you a discount.

Download app now

Track, manage,
and repay, all in one place

Download on the App Store Get it on Google Play
Fundo app screen
4.6/5 on Google Play 4.9/5 on the App Store

Fundo loan example4

Iphone image
Money icon small
Borrow between
$500 to $5,000
Clock icon small
Flexible
payment terms
Lighting icon small
Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example
RepaymentsWeekly
Term20 weeks
Loan Amount$1,000
Establishment fee$200
Total monthly fee
(over 20 weeks)$200
Total repayable$1,400
Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)5

Example
RepaymentsFortnightly
Term6 months
Loan Amount$2,500
Establishment fee$400
Total interest
(over 6 months)$389
Total repayable$3,289
Fortnightly repayment$253.09
Example slider arrow left
1/
Example slider arrow right
Apply Now White arrow right
Green tick mark icon Safe and Secure. Apply in minutes

Fundo Loans FAQs

What do I need to apply? How do I qualify?
Caret icon

In order for your online loan application to be considered, you have to be at least 18 years old. You also need to have a regular income from a full time or part time job. This also includes government benefits and pensions. If government benefits or a pension are your only source of income, your loan application will be subject to approval, and the maximum available amount is up to $500.

Fundo is built on responsible lending. You will need to show that you can comfortably pay your repayments. We don’t approve loan applications if there is any risk of you being placed in a financial hardship as a result of borrowing money from Fundo.

How soon can I get my loan?
Caret icon

If you submitted your application within business hours, and are approved you may get your loan funds on the same day! However, delays do happen and you may not receive your loan funds until the next business day.

Why should I choose online loans with Fundo?
Caret icon

When it comes to online money lenders in Australia, you simply can’t go past Fundo. Our quick and easy online loans follow a no-fuss application process and fast approval. Best of all, you can do it all from the comfort of home, and may even receive the cash on the same day!

What type of quick, loans does Fundo offer?
Caret icon

At Fundo, we offer unsecured loans from $500 to $5,000

Borrow up to $5,000 and enjoy flexible repayments, no hidden fees or charges, and tailored loan terms.

What is the application and approval process like for a quick and easy loan with Fundo?
Caret icon

Our application process is quick, easy and 100% online. And, provided you apply during business hours and meet all of our small loan requirements, we're usually able to give you approval (and your funds) on the same day. Fundo truly is your answer to quick loans in Australia.

How can I contact Fundo if I have any questions about their quick and easy loans?
Caret icon

Our team is always happy to answer any questions you may have about our quick loans online in Australia. Simply call us on 1800 161 391, send us an email at hello@fundo.com.au, or use our online chat function!

Apply Now White arrow right
Green tick mark icon Safe and Secure. Apply in minutes

About Fundo

Quick loans online made easy Caret icon

At Fundo, we understand that sometimes, life happens. When you are short on time and in need of fast cash we are your quick online loan experts. With Fundo, you'll enjoy a no-fuss application and approval process and loan paid as quick as the day you apply in some instances

The Fundo differenceCaret icon

We can provide approved applicants with unsecured loans of between $500 to $5,000, even with a not-so-great credit score.

What’s more, we offer flexible repayments, have no hidden fees or charges, and take the fuss and complication out of small loans in Australia. With Fundo there’s no jargon, no confusing legal talk, and no complications. Just easy, quick, small online loans.

Quick, convenient application processCaret icon

At Fundo, all of our processes are handled online. As long as you’re 18 or over and have regular employment income, you can apply for a fast online loan of up to $5,000. The process is simple. Simply go to our homepage, click on ‘Apply Now’ and follow the prompts. If you qualify, we’ll send you an Agreement and have the funds in your account ASAP, often on the same day! We approve applications Mondays to Saturdays, and our online form is available 24/7.

Take charge of your accountCaret icon

Take charge and manage your account with your personalised account dashboard. View and update your account, make or reschedule repayments, and easily keep track of your loan information, including balance, duration and payment dates.

At Fundo, we make it easy for you to access and manage your online loan at anytime.

Bad credit? You can still Fundo it!Caret icon

With Fundo, it’s still possible to be approved for a quick loan in Australia even with a bad credit score. We care, and we listen. Depending on your circumstances, we may offer a variety of loans, from small short-term loans to personal loans of up to $5,000 with a short repayment period to approved applicants. Simply tell us your unique situation, and we’ll see what we can do!

Looking for a quick loan lender with minimum fuss? Look no further than Fundo.

Apply Now White arrow right
Green tick mark icon Safe and Secure. Apply in minutes

More from Fundo

Cash loan with fast approval illustration image
Fast Approval Cash Loans from Fundo: Tackle Expenses in 5 Minutes!
Get fast approval cash loans from Fundo in just 5 minutes to tackle unexpected expenses effortlessly. Fundo offers quick online applications, same-day decisions, and personalized solutions. Improve your Fundo Customer Score for better access to credit and enjoy a seamless financial journey with Fundo as your partner.
Go to blog Orange arrow
Tips-and-tricks-for-payday-loans illustration
Maximize Your Approval Chances: Tips for Payday Loans in Australia
Increase your chances of approval for a payday loan in Australia by meeting lender requirements, providing accurate information, and demonstrating proof of income. Maintain a positive credit history and borrow responsibly, choosing reputable lenders like Fundo for fast and efficient service.
Go to blog Orange arrow
Fundamental feedback illustration
Experience Fundo through the eyes of our customers.
See why our customers love our loans. We can help with Short Term Loans , Same Day Loans , Bad Credit Loans , Personal Loans , Fast Loans , Education Loans , Furniture Loans , Bond Loans , Home Renovation Loans , Dental Loans , Cosmetic Surgery Loans , Easy Cash Loans
Go to blog Orange arrow
Blog slider arrow left
1/
Blog slider arrow right
Apply Now White arrow right
Green tick mark icon Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.