Warning Before Borrowing

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your Options Before You Borrow:

  • check_circle For information about other options for managing bills and debts, ring 02 9066 9660 from anywhere in Australia to talk to a free and independent financial counsellor.

  • check_circle Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.

  • check_circle If you are on government benefits, ask if you can receive an advance from Centrelink: https://humanservices.gov.au/advancepayments The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

  • check_circle This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.