$300 - $2000
Pay over the duration of up to 180 days
20% upfront
establishment fee 4% monthly fee
between $300 - $2000
Pay over the duration
of up to 180 days
20% upfront establishment
fee 4% monthly fee


Loan Amount of $1,000 up to 180 days repayable weekly (20 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly instalments of $70.00.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Need a short term loan quickly? We can help!

We offer short term money loans ranging from $300 to $2000 — perfect for covering unexpected expenses within a short period of time.

Even if you’ve had prior credit issues, we may still be able to assist. We know that a past credit incident doesn’t necessarily affect your ability to make repayments today — but it can make it difficult to secure a loan of any kind, particularly a short term one. That’s why we’re an alternative lender that provides options for borrowers who need quick cash and may have been shut out of other options.

Importantly, here at FUNDO, we can get you the cash quickly. If your application for a short term cash loan is approved, we can transfer the funds to your account within an hour. We understand that if you’re applying for a short term loan, you need cash in a hurry — so we don’t believe there’s any benefit to stretching out the process.

What is a Short Term Loan?

payment scheme

We want to make sure it’s as easy as possible for you to apply for one of our loans. Paperwork should be a thing of the past, and we’ve done everything we can to get rid of it.

We’re usually able to provide very fast approval on your loan applications. We understand that if you’re applying for a loan, then you need cash quickly, and we want to be able to give it to you as soon as possible.

Everyone’s circumstances are different — that’s why we have flexible payment schemes on our short term cash loans, to suit your particular needs.

Short term loans can be challenging to secure. Many financial institutions refuse to deal with the hassle — they are only interested in longer-term loans so they can maximise the money they make through interest on the repayments.

And then, if you can access one, you’re often faced with mountains of paperwork, long waiting times, and even in-person interviews with financial managers. All of these factors affect the approval of your loan, and it isn’t even guaranteed! You can end up waiting in line all day, only to leave without the loan you really needed.

There are longer-term implications too. When you need to meet immediate costs, you don’t necessarily want or need to be saddled with debt for months or even years for a very short-term expense. It can affect your credit score and ability to secure other loans in the future.

But here at FUNDO, we’re short term lenders, providing fast cash loans , no-credit check loans, same-day loans and more. The days of dealing with complex applications and fussy financial bureaucrats are gone. So if you need cash today, FUNDO offers you an easy, fast, and smart way to secure small short term loans.

How to Apply
for a Short Term Loan

Here at FUNDO, we’ve perfected short term lending. We’re straightforward and transparent in our processes, so you’ll be able to know whether you’ve been approved or not rapidly, without the needless drama.

With easy online applications that are stress-free and only take minutes to fill out, we think you’ll be pleased with how easy FUNDO is to deal with.

Short Term Loan
  • You need to meet our minimum requirements.
  • You must be at least 18 years old.
  • You must provide proof of regular income of at least $300 per week.
  • Your regular income must come from a part time or full time job.
  • Government benefits such as Centrelink are cool too. Your income cannot be from Centrelink or pension only.
Information Needed
for Application
  • We pride ourselves with our quick, short-term loan approval process. But you have to help us out mate! Be sure to include the details below to help us speed up your loaning experience with Fundo.
    • Details of your regular income.
    • Details of your government benefits.
    • Personal Identification (Australian Drivers Licence, Proof of Age Card, Passport).
    • Bank account details including your Bank, Account Name, BSB, and Account Number.

Transparent and Flexible
Short Term Loan Repayments

Here at FUNDO, getting one of our short cash loans approved is easy. But even better? So is setting your repayment options.

The costs of your loan are laid out to you upfront. There’s no hidden charges or mumbo jumbo in our fast short term loans! FUNDO’s smart user interface allows you to get an instant and clear breakdown of all the fees involved in your short term loan, as well as the repayment details.

To top it off, you can customise your repayment schedule to fit your needs. With Fundo, you are in control!

We will also send you a friendly reminder when your payment schedule is coming up, so you’ll never need to worry about missing a payment.

FUNDO helps you borrow the money you need, when you need it. Repayments are easy too! So what are you waiting for? FUNDO it!

Easy onboarding
and gamified experience

Say goodbye to dreary processes like churning through paperwork or sending off faxes. Paper-based processes should be a thing of the past — and here at FUNDO, we’re doing our best to keep it that way!

If you want to apply for one of our short-term loans in Australia, all you need is a mobile or desktop device, and an internet connection. Everything else is made easy!

Everything you need to know
about our short-term loans

In order for your online loan application to be considered, you have to be at least 18 years old. You also need to have a regular income from a full time or part time job. This also includes government benefits and pensions. However, keep in mind that we usually don’t let your income come fully from government benefits or pensions.

Fundo is built on responsible lending. You will need to show that you can comfortably pay your repayments. We tend to disapprove loan applications if there is any risk of being placed in a financial pickle as a result of borrowing money from Fundo.

Yes! Our teams are available to assist you with concerns and approve loan applications Monday to Saturday 9am till 6pm. But our application form is 100% online and best of all, you can do it 24/7!

At FUNDO, we offer a straightforward application process with minimal criteria. We can transfer the money to your account within an hour of approval and also offer flexible repayment options. Additionally, our short term loans mean you won’t have debt hanging over you for years the way you might if you opted for a traditional lender.

At FUNDO, all of our loans are designed to provide rapid solutions to short term financial issues. We offer a fast turnaround with minimal borrowing criteria, so you’re able to meet your immediate needs, without then being burdened with long-term debt the way you might be if you opted for a traditional lending outlet.

We are responsible lenders. We lend to people with good credit and bad credit ratings, as we focus on your ability to meet your payments, not your past financial situation. So whilst we do check your credit, it plays a small role in our decision making.

We won’t do it without your express consent, which you provide to us when you apply for a Fundo Loan.

If everything goes well, and you submitted your application within business hours, chances are you can get your cash on the same day! However, delays do happen and if your application barely makes it in time for approval within business hours, considering banking processing delays, you may get your hands on your loan the next day instead.

We have minimal requirements for our loans, but we do need some supporting evidence and information. We’ll require proof of identity, proof that you earn at least $300 a week from non-government aid sources and your bank account details.

We offer no check loans, short term loans, same day loans and fast cash loans on amounts of up to $2000. With Fundo, you can enjoy flexible repayments, with up to 180 days to repay and no hidden fees or charges.

As responsible lenders, we look at several factors when assessing your online loan for approval. As long as you meet our minimum requirements, we’re usually able to give you an answer the same day.

It’s very easy — simply have your proof of income, proof of ID and bank account details ready. Then you can apply right here on our website, with the entire process taking about three minutes.

Our team can usually confirm whether you’ve been accepted almost immediately — and once that’s done, we can transfer your funds to you within about an hour! So why not consider a FUNDO loan today?

Simply give us a ring on 02 9066 9660. One of the FUNDO team will be able to talk you through the whole process and help you decide whether one of our quick short term loans is right for you.