$300 - $2000
Pay over the duration of up to 180 days
20% upfront
establishment fee 4% monthly fee
between $300 - $2000
Pay over the duration
of up to 180 days
20% upfront establishment
fee 4% monthly fee


Loan Amount of $1,000 up to 180 days repayable weekly (20 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly instalments of $70.00.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Online debt consolidation loans

Individual small debts are generally quite manageable. You make your repayments regularly, and then it’s dealt with. But if you’ve got several of these small debts simultaneously, then the cost can start adding up very rapidly. Making multiple repayments to multiple creditors can become needlessly expensive, particularly once you factor in the costs of interest and other fees.

And when you’ve got debt hanging over your head, it’s not just a question of financial stress, either. It can have real-world effects on your credit rating and potentially prevent you from securing other loans in the future.

That’s where taking out a small consolidation loan with FUNDO can come in handy. Here at FUNDO, we offer loans of $300-$2000, allowing you to pay off your other creditors and effectively consolidate your debt. Rather than having multiple small loans and debts, why not get them out of the way and simply make a single repayment each week instead?

Small debt consolidation loans

Small debt consolidation can actually be quite tricky when you’re trying to get a bank loan. The amounts involved may be considered “too small” by major lenders, or you may simply have debts with unconventional providers that they don’t necessarily want to deal with.

In these situations, FUNDO’s short-term loans can be an excellent way to get your finances in order and clear out existing debt. Though it’s not necessarily suitable for those with long-term or large-scale debt, it can be an effective way to “clean house” and get rid of annoying, small debts that might otherwise build up rapidly. We don’t recommend it as a long-term solution, but it can be useful for solving short-term debt and preventing it from spiralling further.

At FUNDO, we know that traditional consolidation loans can be quite restrictive — but we offer flexibility so that you can channel funds as necessary. We also think that securing loans should be easy and fair, so that’s why we provide rapid-approval loans that allow you to make payments to your creditors. We also offer small debt consolidation loans with bad credit. We know that previous credit issues don’t necessarily indicate your ability to make repayments now, so we offer loans with virtually no credit checks.

Find out more about small debt consolidation loans with FUNDO today

To get started, call on 02 9066 9660 — or you can start filling out an application right here on the website.


At FUNDO, we understand that life — and finances — can sometimes be needlessly complex. Previous credit incidents and unfortunate circumstances can leave you with debt that’s not necessarily that big in isolation but is spread across multiple creditors. We know that it can be difficult to secure a dedicated loan to consolidate these smaller amounts — that’s why we offer same day loans that can be used to pay off your creditors.

Formal debt consolidation loans in Australia are generally quite involved processes. The loan provider will contact your creditors and effectively buy out your debt, then offer you a single loan in return which must be repaid. Though these can be quite effective at reducing your overall debt and the repayments you’re required to make, they can also have a detrimental effect on your overall credit rating.

At FUNDO, we don’t take this approach — instead, we provide you with a fast cash loan that can be used to pay off smaller debts.

It’s very straightforward. Just collect the necessary information, and you can get started right here on the website. Our forms can be filled in via smartphone, tablet or computer and generally don’t take more than 3 minutes. Once you’ve completed the application, we’ll be able to tell you almost instantly whether you’ve been approved or not. Best of all, if you’ve applied during business hours, then we can usually transfer the cash to your account within an hour!